Credit card - American Express

Amex Blue Cash

Due on the 5th of each month

Estimate based on current terms

Current balance$5,840

29% repaidOriginal $8,200

Current APR24.99%Variable purchase APR

At minimum paymentsApril 20314y 7m remaining

Interest still to pay$3,994If you keep paying $180 monthly

Payoff simulator

What if you pay extra each month?

Move the amount to see the impact. Bookeeper does not schedule or move money.

Monthly payment$330$180 minimum + $150 extra

$0 extra$500 extra

With $150 extra per month

Debt-free dateAugust 20282y 8m sooner

Interest remaining$1,521$2,472 saved

Time remaining1y 11m23 payments

Side by side

Compare the two payoff paths

Same balance and APR, different monthly payment.

PlanMonthlyDebt freeInterestTotal paid

Current minimum$180April 2031$3,994$9,834

Your faster plan$330August 2028$1,521$7,361

Next six payments

Where your payment goes

$330/month

MonthPrincipalInterestBalance

Oct 2026$208$122$5,632

Nov 2026$213$117$5,419

Dec 2026$217$113$5,202

Jan 2027$222$108$4,980

Feb 2027$226$104$4,754

Mar 2027$231$99$4,523

These projections assume the APR and payment stay constant, payments arrive on time, and there are no new purchases, fees, or promotional-rate changes. Actual issuer calculations may differ by daily balance and statement timing.